Retiring with money?

 

Kurt Supe, CPA & Retirement Planner

@KurtSupeCPA

·

23h

Client walks in. 68 years old. $2.8M net worth. House is paid off. Worth $950K. She's living on $38K a year from Social Security. Tell me how that makes sense. She brings coupons to restaurants. Buys the cheapest everything. "I'm not taking money from my retirement accounts. I need that for emergencies." What emergency costs $2.8M? You're denying yourself basic comforts at 68. You haven't visited your grandkids in Phoenix in 2 years. Your emergency fund has an emergency fund. She fought me for 8 months. "My parents taught me never to touch principal." Your parents also retired with a pension and died at 74. We finally got her to take distributions last year. $120K annually from her portfolio. Still only a 4.3% withdrawal rate. Now she's flying to Phoenix quarterly. Took her grandkids to Disney. And stopped agonizing over every $12 purchase. She spent 3 years being miserable with $2.8M in the bank. You don't get a prize for dying with the most money.

eat cheese

 

Scott Adams

@ScottAdamsSays

·

2h

Who funds a cheese study?

Owen Gregorian

@OwenGregorian

Eating cheese once a week linked to 24% lower dementia risk, study finds | Cassie B., Natural News - Diet may be more impactful than genetics for preventing dementia in most people. - A new study links weekly cheese consumption to a significantly lower risk of dementia. - The brain is uniquely vulnerable to the quality of our diet and receives nourishment directly from it. - Current Alzheimer's drugs only treat symptoms and do not stop the underlying brain damage. - Preventive lifestyle changes can be more effective than waiting for pharmaceutical solutions. As Big Pharma continues to push expensive and ineffective drugs for Alzheimer's, a powerful new study from Japan reveals a simple, natural food that could help protect your brain from dementia. Researchers discovered that older adults who enjoy cheese at least once a week significantly slashed their risk of developing the memory-robbing condition. This finding offers a refreshing contrast to the failed clinical trials of pharmaceutical giants and underscores the profound, yet often ignored, connection between the foods we eat and the health of our brains. The study, published in the journal Nutrients, followed nearly 8,000 community-dwelling Japanese adults aged 65 and over for three years. Scientists compared two groups: those who consumed no cheese and those who ate it at least weekly. The results were striking. By the end of the study period, only 3.39 percent of the cheese consumers had developed dementia, compared to 4.45 percent of the non-consumers. This translated to a 24 percent lower risk of dementia for those who included cheese in their diet. The research team went a step further, accounting for other dietary habits like fruit, vegetable, meat, and fish consumption. Even after this adjustment, the protective link held strong, with cheese consumption still associated with a 21 percent lower risk. The authors concluded that their findings align with previous evidence suggesting dairy products may play a supportive role in dementia prevention. A natural shield for the brain What is it about cheese that makes it a potential brain superfood? The scientists point to its rich nutrient profile. Cheese is packed with proteins and essential amino acids that support neuronal maintenance, the critical process of protecting brain cells from damage. It also contains vitamin K2, which plays a vital role in vascular health and maintaining stable calcium levels in the blood, a key factor for a healthy brain. Furthermore, cheese provides antioxidants, peptides, and probiotics. These compounds are increasingly recognized for their ability to combat inflammation and support overall cognitive function. The researchers noted that these nutrients collectively contribute to a protective effect, helping to fortify the brain against the problems that lead to cognitive decline over decades. The bigger picture on brain health This research adds to a growing body of evidence that our lifestyle choices, particularly diet, have a far greater impact on our dementia risk than genetics. For the vast majority of people, Alzheimer's is not an inevitable result of bad genes but is influenced by our daily decisions. The medical establishment has been slow to acknowledge this, often prioritizing pharmaceutical interventions over nutritional strategies. The study’s authors call for more research to clarify the optimal types and amounts of cheese for cognitive benefits. In this study, the most commonly consumed cheese was processed cheese, followed by white mold varieties like brie and camembert. Although the absolute reduction in dementia cases was modest, at a population level, such a simple dietary shift could have a substantial impact on public health. Ultimately, this study empowers individuals to take control of their brain health with a delicious and accessible food. In the face of escalating dementia rates and disappointing drug trials, it reinforces the timeless wisdom that prevention through natural nutrition is a powerful and often overlooked strategy for preserving our most precious asset: our mind. Read more: https://naturalnews.com/2025-10-30-eating-cheese-lower-dementia-risk.html

2:27 PM · Nov 4, 2025